Trying to make your offer compete with cash? Waiving your mortgage contingency might sound like a smart move—but it comes with real risk. 🏡

If financing falls through or the home doesn’t appraise, you could find yourself in contract default with your earnest money deposit on the line.

I’m breaking down what buyers should understand before making that decision.

Want more home-buying strategies? Check out my full Buyer Toolkit series on YouTube @jandijkers.

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